Does Deposit Insurance Increase Banking System Stability

Does Deposit Insurance Increase Banking System Stability  PDF
Author: Asl? Demirgüç-Kunt
Publisher: World Bank Publications
ISBN:
Size: 72.68 MB
Format: PDF, Docs
Category : Asset Portfolio
Languages : en
Pages : 37
View: 3386

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Does Deposit Insurance Increase Banking System Stability

by Asl? Demirgüç-Kunt, Does Deposit Insurance Increase Banking System Stability Books available in PDF, EPUB, Mobi Format. Download Does Deposit Insurance Increase Banking System Stability books, "Explicit deposit insurance tends to be detrimental to bank stability-- the more so where bank interest rates are deregulated and the institutional environment is weak"--Cover.


Does Deposit Insurance Increase Banking System Stability

Does Deposit Insurance Increase Banking System Stability  PDF
Author: Enrica Detragiache
Publisher: International Monetary Fund
ISBN:
Size: 46.86 MB
Format: PDF, ePub, Docs
Category : Deposit insurance
Languages : en
Pages : 42
View: 3397

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Does Deposit Insurance Increase Banking System Stability

by Enrica Detragiache, Does Deposit Insurance Increase Banking System Stability Books available in PDF, EPUB, Mobi Format. Download Does Deposit Insurance Increase Banking System Stability books, Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak; Based on evidence for 61 countries in 1980-97, Demirgüç-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector. This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at ademirguckun[email protected] or [email protected]


Does Deposit Insurance Increase Banking System Stability

Does Deposit Insurance Increase Banking System Stability  PDF
Author: Asli Demirgüç-Kunt
Publisher: International Monetary Fund
ISBN: 1452716005
Size: 41.63 MB
Format: PDF, ePub, Mobi
Category : Business & Economics
Languages : en
Pages : 29
View: 968

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Does Deposit Insurance Increase Banking System Stability

by Asli Demirgüç-Kunt, Does Deposit Insurance Increase Banking System Stability Books available in PDF, EPUB, Mobi Format. Download Does Deposit Insurance Increase Banking System Stability books, This study analyzes panel data for 61 countries during 1980–97 and concludes that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. Also, the adverse impact of deposit insurance on bank stability tends to be stronger when the coverage offered to depositors is extensive, when the scheme is funded, and when it is run by the government rather than by the private sector.


Does Deposit Insurance Increase Banking System Stability

Does Deposit Insurance Increase Banking System Stability  PDF
Author: Asli Demirgüç-Kunt
Publisher: International Monetary Fund
ISBN:
Size: 15.56 MB
Format: PDF, ePub
Category : Business & Economics
Languages : en
Pages : 29
View: 3702

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Does Deposit Insurance Increase Banking System Stability

by Asli Demirgüç-Kunt, Does Deposit Insurance Increase Banking System Stability Books available in PDF, EPUB, Mobi Format. Download Does Deposit Insurance Increase Banking System Stability books, Annotation This study analyzes panel data for 61 countries during 198097 and concludes that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. Also, the adverse impact of deposit insurance on bank stability tends to be stronger when the coverage offered to depositors is extensive, when the scheme is funded, and when it is run by the government rather than by the private sector.


The Oxford Handbook Of Banking

The Oxford Handbook of Banking PDF
Author: Allen N. Berger
Publisher: Oxford University Press, USA
ISBN: 0198824637
Size: 12.65 MB
Format: PDF, ePub, Docs
Category : Business & Economics
Languages : en
Pages : 1312
View: 835

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The Oxford Handbook Of Banking

by Allen N. Berger, The Oxford Handbook Of Banking Books available in PDF, EPUB, Mobi Format. Download The Oxford Handbook Of Banking books, The Oxford Handbook of Banking provides an overview and analysis of state-of-the-art research in banking written by leading researchers in the field. This Handbook will appeal to graduate students of economics, banking and finance, academics, practitioners and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner and policy-related material. The handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their legal and governance structures. Part II entitled Regulatory and Policy Perspectives discusses monetary policy, prudential regulation and supervision, and antitrust policy. Part III of the book deals with bank performance. A number of issues are assessed including efficiency, financial innovation and technological change, globalization and ability to deliver small business, consumer, and mortgage lending services. Part IV of the book provides an overview of macroeconomic perspectives in banking. This part of the book includes a discussion of the determinants of bank failures and crises, and the impact on financial stability, institutional development, and economic growth. Part V examines International Differences In Banking Structures And Environments. This part of the handbook examines banking systems in the United States, Western Europe, Transition countries, Latin America, Japan and the Developing nations of Asia.


Journal Association 1901 Sepike

Journal Association 1901 SEPIKE PDF
Author: Association 1901 SEPIKE
Publisher: BoD – Books on Demand
ISBN: 3752825634
Size: 29.54 MB
Format: PDF, ePub
Category : Business & Economics
Languages : en
Pages : 200
View: 5807

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Journal Association 1901 Sepike

by Association 1901 SEPIKE, Journal Association 1901 Sepike Books available in PDF, EPUB, Mobi Format. Download Journal Association 1901 Sepike books, The journal is dedicated to lighten actual issues of micro- and macroeconomics the same as actual issues of modern pedagogic and education.Authors can share their scientific opinion on innovations in economical, educational and pedagogical spheres modern marketing and management technologies theoretical models and practical results experimental approaches in mentioned sphere modern human resource management issues of global business and other scientific topics. Our main task is to acquaint scientific society with modern innovative points of views, opinions as well as original scientific decisions from mentioned authors.


Pricing Of Deposit Insurance

Pricing of Deposit Insurance PDF
Author: Luc Laeven
Publisher: World Bank Publications
ISBN:
Size: 54.27 MB
Format: PDF, ePub, Docs
Category : Deposit insurance
Languages : en
Pages : 69
View: 2618

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Pricing Of Deposit Insurance

by Luc Laeven, Pricing Of Deposit Insurance Books available in PDF, EPUB, Mobi Format. Download Pricing Of Deposit Insurance books,


World Economic Outlook April 2004

World Economic Outlook  April 2004 PDF
Author: International Monetary Fund. Research Department
Publisher: International Monetary Fund
ISBN: 9781589063402
Size: 54.22 MB
Format: PDF
Category :
Languages : ar
Pages : 32
View: 7415

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World Economic Outlook April 2004

by International Monetary Fund. Research Department, World Economic Outlook April 2004 Books available in PDF, EPUB, Mobi Format. Download World Economic Outlook April 2004 books, The World Economic Outlook, published twice a year in English, French, Spanish, and Arabic, presents IMF staff economists' analyses of global economic developments during the near and medium term. Chapters give an overview of the world economy; consider issues affecting industrial countries, and economics in transition to market; and address topics of pressing current interest. Annexes, boxes, charts, and an extensive statistical appendix augment the text.


Deposit Insurance And Bank Intermediation In The Long Run

Deposit Insurance and Bank Intermediation in the Long Run PDF
Author: Robert J. Cull
Publisher:
ISBN:
Size: 47.75 MB
Format: PDF, ePub, Docs
Category : Banks and banking
Languages : en
Pages : 43
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Deposit Insurance And Bank Intermediation In The Long Run

by Robert J. Cull, Deposit Insurance And Bank Intermediation In The Long Run Books available in PDF, EPUB, Mobi Format. Download Deposit Insurance And Bank Intermediation In The Long Run books, This paper provides empirical evidence on the impact of deposit insurance on the growth of bank intermediation in the long run. We use a unique dataset capturing a variety of deposit insurance features across countries, such as coverage, premium structure, etc. and synthesize available information by means of principal component indices. This paper specifically addresses sample selection and endogeneity concerns by estimating a generalized Tobit model both via maximum likelihood and the Heckman 2-step method. The empirical construct is guided by recent theories of banking regulation that employ an agency framework. The basic moral hazard problem is the incentive for depository institutions to engage in excessively high-risk activities, relative to socially optimal outcomes, in order to increase the option value of their deposit insurance guarantee. The overall empirical evidence is consistent with the likelihood that generous government-funded deposit insurance might have a negative impact on the long-run growth and stability of bank intermediation, except in countries where the rule of law is well established and bank supervisors are granted sufficient discretion and independence from legal reprisals. Insurance premium requirements on member banks, even when risk-adjusted, are instead found to have little effect in restraining banks' risk-taking behavior.


Governing Financial Markets

Governing Financial Markets PDF
Author: Intaek Han
Publisher:
ISBN:
Size: 50.93 MB
Format: PDF, ePub, Docs
Category :
Languages : en
Pages : 466
View: 3428

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Governing Financial Markets

by Intaek Han, Governing Financial Markets Books available in PDF, EPUB, Mobi Format. Download Governing Financial Markets books,